银行专业术语(中英对照)

  系统模块:
  CIF-Customer Information File客户信息文件
  CLS-Central Liability System中心债务系统
  GL-General Ledger总帐
  Deposit存款系统
  Remittance汇款系统
  Loans贷款系统
  Trade Finance贸易融资
  Treasury金库(银行的银行)
  Factoring保理系统
  Anti-money Laundry反洗钱
  
  关联术语:
  SWIFT-Society Worldwide Interbank Financial Telecommunication环球同业银行金融电讯协会
  BIC- bank identify code(swift code)
  IBAN-International Bank Account Number国际银行帐户号码
  STP-Straight Through Processing直接处理
  OSN-
  EIS-Electronic Interbank System
  EFT-Electronic Funds Transfer System
  
  知名银行:
  HSBC Hongkong and Shanghai Banking Corporation汇丰银行
  SCB Standard Chartered Bank渣打银行
  China Merchants Bank(CMB) 中国商业银行
  
  
  常用词汇:
  overdraft 透支
  liability 负债
  asset 资产
  Deposits 存款
  nostro 往来帐
  reconciliation 对帐
  Statement 存单、结单
  passbook 存折
  settlement 结算(银行内)
  clear 清算(银行间)
  Endorsement 背书、签注文件
  Recourse 追索权
  Position 头寸
  Mortgage 抵押
  
  
  Overnight deposits 过夜存款
  Term deposits 定期存款
  Current deposits 活期存款
  Fixed deposits 定期存款
  
  Current Account 货币帐户
  Capital Account 资本帐户
  Loan Account 贷款帐户
  
  double counting重复计算
  
  Balance Sheet 资产负债表
  Profit & Loss Report 损益表
  
  L/C Creation 进口开证
  L/C Advising 信用证通知
  L/C Transfer 信用证转让
  L/C Negotiation 信用证议付/结汇
  Inward Bills 进口到单
  Import Collection 进口托收
  Shipping Guarantee 提贷担保
  Import Finance 进口融资
  Bank Guarantee 银行保函
  Factoring Business 保理业务
  Export Collection 出口托收
  Export Finance 出口融资
  Packing Loan 打包贷款
  Forfaiting 福费廷
  Clean Bill Collections 光票托收
  invoice reversal 发票撤销
  redemption 赎回
  Open Account(O/A) 赊销(记帐贸易):一种贸易方式,通常是交易双方达成协议,由Seller先行向Buyer发运货物,货款一季、半年或一年结算.
  Advising Bank 通知行
  Anticipatory L/C 预支信用证
  At sight 即期,见票即付
  At…days (month)after sight 付款人见票后若干天(月)付款
  At…days after B/L 提单签发后若干天付款
  At…days after date 出票后若干天付款
  At…days sight 付款人见票后若干天即付款
  Authority to Purchase (A/P) 委托购买证
  Back to Back L/C 背对背信用证
  Bank Guarantee 银行保函
  Banker's Acceptance L/C 银行承兑信用证
  Banker's Bill 商业汇票
  Banker's Bill 银行汇票
  Bankers' Acceptance Bill 银行承兑汇票
  Buyer's Bank 买方银行
  Buyer's Usance L/C 买方远期信用证
  Cash Against Documents (C.A.D) 凭单付现
  Cash Against Payment 凭单付款
  Cash On Delivery (C.O.D) 交货付现
  Cash With Order (C.W.O) 随订单付现
  Certified Invoice 证明发票
  Collection Advice 托收委托书
  Collection Bill Purchased 托收出口押汇
  Commercial Acceptance Bill 商业承兑汇票
  Commercial Bill 商业汇票
  Confirmed Irrevocable L/C 保兑的不可撤消信用证
  Confirmed L/C 保兑的信用证
  Confirming Bank 保兑行
  Consignment Invoice 寄售发票
  Contract Guarantee 合约保函
  Countervailing credit (俗称)子证
  Credit payable by a bank 银行付款信用证
  Credit payable by a trader 商业付款信用证
  Credit with T/T Reimbursement Clause 带有电报索汇条款的信用证
  Date of issue 开证日期
  Demand Draft (D/D) 票汇
  Documentary Bill for Collection 跟单托收
  Documents against Acceptance (D/A) 承兑交单
  Documents against Payment (D/P) 付款交单
  Documents against Payment after Sight (D/P sight) 远期付款交单
  Documents against Payment at Sight (D/P sight) 即期付款交单
  Documents of title to the goods 物权凭证
  Drawee Bank 付款行
  Expiry Date 效期
  Exporter's Bank 出口方银行
  General Letter of Hypothecation 总质押书
  I.C.C. Publication No.400 第400号出版物
  Import Guarantee 进口保证书
  Importer's Bank 进口方银行
  Irrevocable L/C 不可撤消的信用证
  Irrevocable Unconfirmed L/C 不可撤消不保兑的信用证
  Issuing Bank 开证行
  L/C amount 信用证金额
  L/C number 信用证号码
  Letter of Credit (L/C) 信用证
  Letter of Guarantee (L/G) 保证书
  Letter of Hypothecation 质押书
  Letter of Indication 印鉴核对卡
  Mail transfer (M/T) 信汇
  Manufacturers' Invoice 厂商发票
  Negotiating Bank 议付行
  Notifying Bank 通知行
  Opening Bank 开证行
  Opening Bank' Name & Signature 开证行名称及签字
  Overriding credit 母证
  Paying Bank 付款行,汇入行
  Payment Guarantee 付款保证书
  Performance Guarantee 履约保证书
  Performer Invoice 形式发票
  Presenting Bank 提示行
  Promisory Note 本票
  Recipe Invoice 收妥发票
  Reciprocal L/C 对开信用证
  Red Clause L/C 红条款信用证
  Remitting Bank 汇出行
  Repayment Guarantee 还款保证书
  Retention Money Guarantee 保留金保证书
  Revocable L/C 可撤消的信用证
  Revolving L/C 循环信用证
  Sample Invoice 样品发票
  Seller's Bank 卖方银行
  Sight Bill 即期汇票
  Sight L/C 即期信用证
  Telegraphic Transfer (T/T) 电汇
  Tender/Bid Guarantee 投标保证书
  Terms of validity 信用证效期
  Time Bill 远期汇票
  Trade Acceptance L/C 商业承兑信用证
  Transferable L/C 可转让信用证
  Transmitting Bank 转递行
  Traveler's L/C 旅行信用证
  Trust Receipt 信托收据
  Unconfirmed L/C 不 保兑的信用证
  Uniform Customs and Practice for Documentary Credits 跟单信用证统一惯例
  Uniform Rules for Collection 《托收统一规则》
  Untransferable L/C 不可转让信用证
  Usance Bill 远期汇票
  Usance L/C 远期信用证
  acceptor 承兑人
  bailee 受托人,代保管人
  bearer 来人
  beneficiary 受益人
  cheque 支票
  clean Bill for Collection 光票托收
  clean bill 光票
  clean payment 单纯支付
  collection 托收
  commodity 产品
  consignee 受托人
  consignor 委托人
  consingnee 受托人
  convenient 方便的
  copy 副本
  dealing 交易,生意
  decline 下降,下跌
  deferred payment 延期付款
  destination 目的地
  discount 贴现
  dishonour 拒付
  documentary bill 跟单汇票
  draft 汇票
  drawee 付款人
  drawer 出票人
  endorse 背书
  endorsee 被背书人
  endorsement 背书
  endorser 背书人
  fixed L/C or fixed amount L/C 有固定金额的信用证
  flexible 灵活的,多变的
  form of credit 信用证形式
  guarantor 保证人
  holder 持票人
  invoice 发票
  method of reimbursement 索汇方法
  original 正本
  pay on delivery (P.O.D) 货到付款
  pay order 支付凭证
  payer 付款人
  payment against documents through collection 凭单托收付款
  payment against documents 凭单付款
  payment agreement 支付协定
  payment at maturity 到期付款
  payment by acceptance 承兑付款
  payment by banker 银行支付
  payment by bill 凭汇票付款
  payment by installment 分期付款
  payment by remittance 汇拨支付
  payment for (in) cash 现金支付,付现
  payment in advance 预付(货款)
  payment in full 全部付讫
  payment in kind 实物支付
  payment in part 部分付款
  payment on terms 定期付款
  payment order 付款通知
  payment respite 延期付款
  payment terms 支付条件,付款方式
  payment 支付,付款
  pay…Co. not negotiable 付…公司,不准疏通
  pay…Co. only 仅付…公司
  pay…Co. or order (pay to the order of…Co.) 付…公司或其指定人
  principal 委托人
  progressive payment 分期付款
  refusal 拒绝
  remittance 汇付
  sales-purchasing 促销,推销
  simple payment 单纯支付
  something goes wrong 某事上出问题,出现差错
  stage 阶段,过程
  the bank interest 银行利息
  the mode of payment 付款方式
  the refusal of payment 拒付
  to amend L/C 修改信用证
  to make exception 例外
  to open by airmail 信开
  to open by brief cable 简电开证
  to open by cable 电开
  to pay 付款,支付,偿还
  trustee 被信托人
  truster 信托人
  usance credit payment at sight 假远期信用证
  without recourse 不受追索
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